GET IN TOUCH

Always here to
listen and provide support.

Financial challenges can be overwhelming, but you don’t have to face them alone. Whether you need help restructuring a loan, securing financing for your business or property, overcoming CCRIS or CTOS blacklist issues, or finding the right insurance plan, we are here to guide you every step of the way.

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Ask Anything WIth Us

Frequently Asked Questions

We understand that financial matters can be complex, and you may have many questions about our services. To help you make informed decisions, we’ve compiled answers to some of the most common inquiries from our clients. Whether you’re looking for loan assistance, credit score improvement, or financial planning, our expert team is here to guide you every step of the way.
If you don’t find the answer you’re looking for, feel free to reach out to us directly—we’re always happy to help!

We provide a wide range of financial consulting services, including loan restructuring, SME business loans, property loan consulting, project loans, life and general insurance advisory, financial planning, and CCRIS/CTOS blacklist consultation. Whether you’re an individual or a business, we have the expertise to help you navigate financial challenges.

If you’re blacklisted on CCRIS or CTOS, we analyze your credit report, identify issues, and guide you on the best strategies to clear your record, improve your credit score, and regain financial eligibility. We also connect you with lenders who offer financial solutions to individuals with credit challenges.

Yes! We specialize in helping SMEs and project developers secure the right funding with competitive interest rates and flexible repayment plans. Our consultants assist in preparing loan applications, improving approval chances, and connecting you with the best financial institutions.

Loan restructuring helps reduce monthly payments, extend repayment terms, and lower interest rates to make your financial obligations more manageable. If you’re struggling with high repayments or financial stress, our team negotiates with banks and lenders to find the best restructuring options for you.

Getting started is simple! Book a free consultation by contacting us via phone, email, or our online form. Our team will assess your needs and provide tailored financial solutions to help you move forward with confidence.

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CONTACT US

We’d Love To
Engage With You

Book a free consultation by contacting us via phone, email, or our online form. Our team will assess your needs and provide tailored financial solutions to help you move forward with confidence.

Email Us

ijassociatesconsultant@gmail
.com

CALL US​

+603-3345 9630
+6016-221 5080

ADDRESS​

No. 38-2, Jalan Tiara 2C,
Bandar Baru Klang,
41150 Klang, Selangor